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Win the people you want
Offer the kind of coverage candidates expect from large employers, and bring in the people who will help your business grow.
Group Health Insurance for Small Businesses
Group health insurance for small businesses with fewer than 50 employees and their families.
If you run a small business, we help you give your team and their families quality group coverage from carriers like Aetna, Blue Cross Blue Shield, UnitedHealthcare, Cigna and Kaiser, often at premiums well below the national average.
We provide group health insurance only. We do not offer individual insurance plans.
- PPO plans from trusted national carriers
- Coverage across the country, in and out of network
- Plans with $0 deductibles and lower premiums
Trusted by more than 500 small businesses like yours
Licensed agents you can trust
No spam, ever. We never make unsolicited calls or sell your data.
$0
Deductible plans
30 to 50%
Lower premiums
500+Small businesses served
30 to 50%Below average premiums
$0Deductible options
Under 50Employees to qualify
Compare PPO plans from major national carriers
Why it matters
What good benefits do for your business
For a small business, great benefits are how you compete with the big employers for the people you want to keep.
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Keep your best people
Benefits are one of the top reasons people stay. Lower turnover means you spend less on hiring and training.
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A healthier team
Covered employees take fewer sick days and stay focused. Healthier people make for a healthier business.
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Real tax advantages
Employer health premiums are generally a deductible business expense, so coverage can cost less than you expect.
Get your free quote
Trusted by more than 500 small businesses like yours
Licensed agents you can trust
How we help
Finding the right plan is simple
Compare major carriers
See PPO plans from trusted carriers such as Aetna, Blue Cross Blue Shield, UnitedHealthcare, Cigna and Kaiser, side by side.
Coverage across the country
Coverage anywhere in the United States. Your team chooses providers both in and out of network.
Low deductibles and premiums
Plans with $0 deductibles and premiums 30 to 50% lower than the national average rate.
Built for small businesses
We work only with businesses that have fewer than 50 employees
Health Ins USA was built for small business owners. We keep things clear and straightforward, with group plans from leading carriers and premiums that fit a smaller team's budget.
We are not built around big corporations. We exist to give smaller businesses the same quality coverage large employers offer. We provide group plans only, so every option we show you is for your whole team, never an individual policy on its own.
Health Ins USA is privately owned and run by licensed agents you can trust. You work directly with a real, licensed professional, not a call center.
Get your free quote
Trusted by more than 500 small businesses like yours
Licensed agents you can trust
Simple and fast
Get covered in 3 simple steps
1
Request your free quote
Answer a few quick questions. It takes under two minutes and there is no obligation.
2
Compare plans built for you
We match you with PPO options from top carriers, based on your team and your budget.
3
Enroll and relax
Choose your plan and we handle the rest, so you can get back to running your business.
Real owners, real results
What our customers say
★★★★★
My agent went above and beyond any insurance agent I have dealt with in 25 years. From start to finish the experience was professional and painless. They exceeded everything I expected.
★★★★★
I really enjoyed working with my agent. She made it easy to understand my options and what worked best for my team. Whether you want lower payments or better coverage, they are a great resource. I highly recommend them.
Privacy first
Your information is safe with us
Your data is safe
We never sell, rent or share your personal information with anyone without your clear consent.
Clear and honest
Plain privacy practices, so you always know how your data is collected, used and protected.
Secure by design
Strong safeguards protect your information, so you can browse and reach out with confidence.
Good to know
Frequently asked questions
Who qualifies for these plans?
Our group plans are for businesses in the United States with fewer than 50 employees. If that is you, you are in the right place.
Do you offer individual health insurance?
No. We provide group health insurance only, for businesses with fewer than 50 employees and their families. If you are looking for an individual policy on its own, we are not the right fit.
How much does coverage cost?
It depends on your team, but our clients usually see premiums 30 to 50% lower than the national average, with $0 deductible options available. The fastest way to know your price is a free quote.
How long does it take to get a quote?
The form takes under two minutes. There is no obligation and no pressure, just clear options built around your business.
Will I get spammed with calls and emails?
No. We never make unsolicited calls, send spam or sell your information. Your privacy is our priority.
Get your free quote
No obligation. Takes under two minutes.
Your information is secure and never sold or shared.
Licensed agents you can trust
Free · No obligation · Under two minutes
Ready for better coverage at a better price?
Get your free, no obligation quote today and see how affordable good benefits can be for your team and their families.
- Built for businesses with fewer than 50 employees
- Group PPO plans from top national carriers
- No spam, your data is never sold
Trusted by more than 500 small businesses like yours
Licensed agents you can trust
Prefer to talk? Call (248) 619 6446
Licensed agents you can trust
Trusted by 500+ · Free quote in 2 min
Get quote