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Win the talent war
Offer the kind of coverage candidates expect from large employers — and attract the people who'll grow your company.
Group Health Insurance · For Teams Under 50
Big-company health benefits, built for your small business.
If you employ fewer than 50 people, you can offer your team premium PPO coverage from carriers like Aetna, Blue Cross Blue Shield, United, Cigna & Kaiser — often at 30–50% lower premiums than the national average.
- PPO plans from top national carriers
- Nationwide, in- & out-of-network coverage
- $0 deductibles & lower premiums
Trusted by 500+ small businesses like yours
🔒 No spam, ever. We never make unsolicited calls or sell your data.
$0
Deductible plans
30–50%
Lower premiums
500+Small businesses served
30–50%Below average premiums
$0Deductible options
50Max employees to qualify
Compare PPO plans from major national carriers
Why it pays off
What offering health insurance does for your business
Great benefits aren't just a cost — they're how small businesses out-compete the big guys for the best people.
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Keep your best people
Benefits are one of the top reasons employees stay. Lower turnover means lower hiring and training costs.
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A healthier, sharper team
Covered employees take fewer sick days and stay focused — healthier people build a healthier bottom line.
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Real tax advantages
Employer health premiums are generally tax-deductible business expenses, so coverage can cost less than you think.*
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Trusted by 500+ small businesses like yours
Our advantage
Finding the right plan has never been easier
Compare Major Carriers
PPO plans from trusted carriers — Aetna, Blue Cross Blue Shield, United, Cigna, Kaiser & more — side by side.
Nationwide Coverage
Coverage anywhere in the U.S. — your team chooses providers both in and out of network.
Low Deductibles & Premiums
Plans with $0 deductibles and premiums 30–50% lower than the national average rate.
Built for the under-50 business
We specialize in businesses with fewer than 50 employees
Health Ins USA was founded to meet the unique needs of small business owners. We deliver straightforward, transparent, cost-effective coverage — with nationwide options and competitive premiums from leading carriers.
Unlike brokers built around large corporations, we exist to level the playing field for businesses with fewer than 50 employees — so you can attract top talent and thrive.
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Trusted by 500+ small businesses like yours
Simple & fast
Get covered in 3 easy steps
1
Request your free quote
Answer a few quick questions. It takes under 2 minutes — no obligation.
2
Compare tailored plans
We match you with PPO options from top carriers, built around your team and budget.
3
Enroll & relax
Pick your plan and we handle the details — so you can get back to running your business.
Real owners, real results
What our customers say
★★★★★
My agent went above and beyond any insurance agent I've dealt with in 25 years. From beginning to end the experience was professional and painless — they exceeded all my expectations!
★★★★★
Really loved working with my agent! She made it easy to understand my options and what worked best for my family. Whether you need lower payments or better coverage, they're a great resource. Highly recommend!
Privacy first
Your information is safe with us
Your Data is Safe
We never sell, rent, or share your personal information with third parties without your explicit consent.
Transparency You Can Trust
Clear privacy practices, so you always know how your data is collected, used, and protected.
Secure by Design
Robust security safeguards your information so you can browse and interact with confidence.
Good to know
Frequently asked questions
Who qualifies for these plans?
Our group plans are designed specifically for U.S. businesses with fewer than 50 employees. If that's you, you're in the right place.
How much does coverage cost?
It depends on your team, but our clients typically see premiums 30–50% lower than the national average, with $0-deductible options available. The fastest way to know your price is a free quote.
How long does it take to get a quote?
The form takes under 2 minutes. There's no obligation and no pressure — just clear options tailored to your business.
Will I get spammed with calls and emails?
No. We never make unsolicited calls, send spam, or sell your information. Your privacy is our priority.
Free · No obligation · Under 2 minutes
Ready for better coverage at a better price?
Get your free, no-obligation custom quote today and see how affordable great benefits can be for your team.
- Built for businesses under 50 employees
- PPO plans from top national carriers
- No spam — your data is never sold
Trusted by 500+ small businesses like yours
📞 Prefer to talk? Call (248) 619-6446Get Your Free Quote
No obligation. Takes under 2 minutes.
🔒 Your information is secure and never sold or shared.
Free quote in 2 min
Trusted by 500+ small businesses
Get Quote →
*General information only and not tax advice. Consult a qualified tax professional about your situation.